June 2022


If you have suffered serious injuries due to another person’s actions, you may be entitled to compensation from an insurance claim settlement. But securing such compensation is not a walk in the park. Insurers are hard to deal with and they request recorded statements from you, emphasizing it’s an important claim requirement. That’s why you should consider working with personal injury attorneys in Philadelphia, PA who can handle talks with an insurance company and fight for your rights. Your attorney what you can and cannot do when handling your injury claim. 

Refuse Requests for a Recorded Statement

Insurance companies will want to obtain a recorded statement, hoping to get information that can be used against you. Soon after your accident, an insurance party may call you to ask for information about the accident. They may tell they urgently need a recorded statement from you. However, you do not have a legal obligation to provide it to the company. 

Insurance providers prefer recorded statements because it’s often faster than writing down statements. But if you make a recorded statement, you may do so quickly, making it possible to make mistakes or give information that can hurt your case. 

Keep in mind that insurers always look for mistakes in your statements, including deviation from previous statements regarding the accident, inconsistencies in the details about your injuries, and general demeanor. Once they find an issue in your story and get it recorded, the company will use this tor tr to lower your possible payout or even deny your claim altogether. 

Important Things You Should Do

To increase your chances of a successful claim, get in touch with an experienced personal injury attorney as soon as possible. As you work with a lawyer, a law expert advocates for you as well as handles all communications and negotiations with the insurance company. If you have to give an account of the accident to an insurer, your attorney will advise you to make it clear that you don’t want the insurance adjuster to record your interview with them. Also, you should stick to the facts of your case. Never assume anything or speculate on what you believed had taken place. 

Moreover, you need to stay calm and polite with the adjuster, no matter how imitating they can be. Keep in mind that the insurance company they work for will pay out your claim, so it is best to try to get along with the adjuster.  

No one drives their car thinking they will be in an accident the next moment. A car accident can cause severe injuries, including short-term and permanent disabilities, which can prevent you from working. All these can affect you in every aspect of your life. Fortunately, if the car accident happened due to someone else’s fault, you can file a car accident claim. 

When filing a car accident claim, one of the common questions that victims ask is if they can file a claim without an attorney? Legally, you are allowed to seek compensation without the presence of an attorney. However, if you proceed to seek financial compensation without an attorney, there are chances you settle for less than you deserve. An attorney from the Spear Greenfield legal team can assist you in filing the claim and ensure you get the compensation you deserve. 

An attorney can work in your favor. 

When you proceed to file a claim without an attorney, the insurance company will use this to its advantage. Since they know that you may not have the complete legal knowledge, they will try to trick you and offer less settlement. Often, the insurance company will offer you a low settlement amount and pressure you with deadlines, making you believe that this is the maximum compensation you will get. 

Whereas, if you have an attorney by your side, they will assist you in dealing with the insurance company and work in your favor. Moreover, they will also help you collect evidence against the at-fault party to prove negligence. Lastly, when the insurance company offers a settlement offer, your attorney will negotiate with the insurance company and get the maximum compensation for your injuries and damages. 

In case your case goes to trial, you will need an attorney to represent your case in court. Without an attorney, proving negligence and getting a fair settlement can be challenging. 

Will hiring an attorney be expensive?

A common myth people believe is that hiring an attorney will put a hole in their bank account. While lawyers are typically expensive, the case is different when it comes to car accident attorneys. Most attorneys work on a contingency basis, where they will charge a proportion of your compensation amount. Additionally, most attorneys do not charge you until they win your case. Therefore, you do not have to pay from your pocket to the attorney and have peace of mind. 

According to the World Health Organization, approximately 1.3 million people die each year in car accidents around the world, and they are the leading cause of death for children and young people aged 5 – 29. More than half of these fatalities are pedestrians, cyclists, or motorcyclists. While the number of roadside fatalities is decreasing in Australia, more than a thousand people in the country die each year from car accidents. Given the risks on the road it would be wise to contact wills Perth to obtain assistance with preparting a last will and testament.  These statistics do not take into account the far higher number of non-fatal injuries that lead to hospitalizations that can result in disabilities or months of physical therapy, and they do not take into account the large sums of money lost due to medical bills or property damage. Knowing what causes car accidents can help you take proactive steps to be a safer driver by being aware of what to do and what not to do when you are on the road. To help, we compiled a list of the ten primary causes of car accidents.


Speeding is one of the highest reasons people get into car crashes. It’s simple physics: the faster you go the higher your chances are of getting into a car accident. The World Health Organization calculates that a one percent increase in speed can increase your chance of getting into a crash by four percent, and the chances of dying in a car to car crash where the vehicles are going at a rate of 65 km/h is 85%.


Another culprit of car crashes is distraction. Distraction can come in many forms of multi-tasking: eating, applying makeup, reading, daydreaming, or simply not keeping your eyes on the road by looking at roadside distractions like a billboard. The biggest offender when it comes to distracted driving is the use of cellphones, specifically texting. The distraction that phones provide can alter our reaction time – specifically braking – and cause us to swerve out of lane. One way to avoid the distraction of phones is to use a hands-free set, but even talking can be distracting! 

Falling Asleep

About seven percent of car crashes in the U.S., and 21 percent of fatal car crashes, are attributed to drivers who fell asleep behind the wheel. Some hypothesize that one of the reasons so many drivers fall asleep behind the wheel is because they lack judgement of how tired they really are. Another cause for concern is microsleeping. That is when our brains go into intervals of sleep and consciousness. 

Drunk Driving or Driving While Under the Influence

Driving while drunk or under the influence of other psychoactive substances cause car accidents for a number of reasons. Driving under the influence can impair your judgement, alter your reaction time, cause you to fall asleep or act erratically, or exacerbate the distractions around you. If your blood alcohol level is above a 0.04, your chances of getting into a crash are much higher. If you are taking a psychoactive substance such as an amphetamine, you have five times the rate of getting into a crash compared to someone who is not taking such substances.  People who find themselves in these circumstances should contact lawyers Perth for legal assitance. 

Top 15 Causes Of Car Accidents And How You Can Prevent Them | HuffPost  Impact

Lack of Proper Infrastructure

Unsafe roads that are filled with even one or two potholes or debris, can cause even the safest driver to crash. But it’s not just what’s on the road, it’s also what’s not on the road. This could be a lack of stop signs, stop lights, proper crossings for pedestrians, ample space for cyclists, and reasonable speed limits. It is usually the responsibility of local governments to ensure and maintain safe roads.

No Enforcement

Another usual responsibility of local governments is to enforce driving laws like speed limits and giving out citations to those who violate them. One study conducted out of Fresno, California revealed that strict enforcement of traffic laws – alleviated traffic collisions, hospitalizations, and even prevented road related deaths and injuries related to speeding.

Unsafe Vehicles

A number off things can go wrong with your car such as a tire blowout or an electrical malfunction that can cause you to lose control of your car and end up crashing. Part of being a safe driver is keeping up with your car’s maintenance. While you may be responsible for your car’s maintenance, manufacturers are constantly improving technology to make their vehicles more dependable and safer.


Rain makes the roads slick, heavy fog can distort visibility, and high winds can surprise you and make you lose control. If drivers are not used to being in such conditions, the chances of getting into an accident are much higher.

Reckless Driving

Speeding can be included as reckless, but reckless driving is a broader definition that includes drivers who act aggressively on the road, tailgating, swerving, not using one’s indicator, or not checking when they change lanes. Essentially, it’s an driving with a total disregard for the rules of the road or for fellow drivers. One cause of accidents because of reckless driving that could arguably be a topic of its own is running red lights.  People who are injured in an accident seek legal advice and assistance from personal injury lawyers such as car accident lawyer Perth.

Night Driving

Like rain, fog, or snow, night driving affects visibility. There could be little to no street lights, a lack of reflectors or one’s that have not been repaired, or the headlights of your car or someone else’s might not be turned on all the way. Then there is the issue of night joggers, cyclists, or motorcyclists who are not wearing reflective gear. If you are to be vigilant when you are on the road during the day, you must make an even bigger effort when you drive at night. 

Have you noticed a common theme among these ten reasons? Human error accounts for most of these crashes. It’s not enough to be aware of your own driving, you also need to be aware of how others drive, pedestrians, cyclists, motorcyclists, and outside forces such as nature or infrastructure the next time you put your seatbelt on and hit the road.

In 2022, the medical malpractice market has changed drastically. Principally, there are so many lawyers out there now that it can be hard to choose just one. As a result, finding a lawyer for your case is not as easy as it used to be.

When looking for a medical malpractice lawyer, there are several factors that you should consider: experience, location, specialization (medical or non-medical), reputation and cost of legal fees.

In this guide, you’ll learn the basics of choosing the right medical malpractice lawyer to defend you from what you have suffered and help you get back on track.

Read Online Reviews

For people who are looking for a medical malpractice lawyer, reading online reviews can be a useful tool. The reviews can help them find the best lawyer for their case and also give them insight into what to expect from that particular attorney.

There are a number of reasons why you should read online reviews for medical malpractice lawyers before hiring one. You need to know what your legal rights are, what you should expect from the lawyer and how they can help you in your case.

The internet is full of information about medical malpractice lawsuits. They are often written by patients who have been wronged by the doctor or hospital they visited. Do your homework to find the best lawyer for you.

Learn About Lawyers’ Fees

The cost of medical malpractice lawyer is a big factor in the decision-making process for patients seeking legal counsel.

There are many factors that come into play when someone is deciding to hire a lawyer for their case. These include the type of case, the severity of the injury, and your personal financial situation. For example, if you are suing a hospital or doctor, you should expect to pay more than if you are suing an insurance company.

The price range for medical malpractice lawyers can vary significantly depending on what kind of case it is and where it’s being filed. For example, some states charge up to $500 per hour while others charge as little as $100 per hour.

If you win your case, you could owe your lawyer up to 33% of your settlement. Consider this when deciding.

Who Can You Trust?

The relationship between a medical malpractice lawyer and their client is a complex one. The lawyer must build trust with their client in order to help them through the stressful process of dealing with medical malpractice.

It is important that people who are looking for a medical malpractice lawyer understand that there are certain steps they can take to ensure they get the best representation possible.

One is to make sure the lawyer they choose is someone they can trust personally. During the initial consultation, talk to your potential lawyer about their philosophy and past success. This will help you to know if you can work with this person for months or potentially years on your malpractice case.

A truck accident lawyer will help you understand the legal process behind truck accidents and help you find a lawyer who will work with your insurance company to get the maximum compensation available. The more information you have about how the process works, the better prepared you’ll be to take advantage of it.

How A Truck Accident Case Goes

You were injured in an auto-pedestrian accident caused by an 18-wheeler driver. You need medical treatment and don’t have health insurance coverage. You report your injuries to an emergency room staff member and they call the police officers on duty at that time, who come over to take photos of your injuries and fill out an accident report form (known as a police “accident summary”). This happens whether or not anyone else was involved in this particular incident (such as if only passersby were present).

The next step is for someone from either side (or both) involved in this incident – including yourself – must file a formal complaint against one another within 90 days after it happens; otherwise known as “commencement.” This filing period can be extended up until 2 years after commencement through various circumstances such as illness or death during that time period.

Generally speaking, most courts do not allow extensions greater than 180 days without some type of extraordinary circumstance preventing earlier filings from happening due to diligence-related reasons such as a lack thereof understanding of what needs to be done beforehand before making decisions related to actions taken thereafter.

Call a Truck Accident Lawyer Before Calling the Insurance Company

The first thing that many people do when they have been injured in an accident is to contact their insurance company and try to resolve the problem through their insurance provider.

This is a big mistake. Insurance companies are not always fair, and they may try to get you to settle for less than you deserve. The problem with this approach is that you could wind up accepting a settlement that doesn’t really cover all of your medical bills or lost wages, which can make everything even more difficult for you later on down the road.

Your lawyer will help you file a claim with your insurance company and if they do not offer compensation that is sufficient, they can file a lawsuit on your behalf. The trucking company may be required to pay for medical bills and property damage as a result of their negligence.

A truck accident lawyer will help you get the maximum compensation possible for your losses. The truck accident lawyer will also explain the legal process behind truck accidents so that you understand what’s happening and why it’s necessary, as well as how long it might take to resolve your case.


If a driver hits another vehicle while traveling at high speeds, he or she can be held liable for damages caused by the collision. As such, it is important to know how to spot these circumstances in order to protect yourself against them. If any of these situations are present during an accident, you should consult with a truck accident lawyer immediately