If you have suffered serious injuries due to another person’s actions, you may be entitled to compensation from an insurance claim settlement. But securing such compensation is not a walk in the park. Insurers are hard to deal with and they request recorded statements from you, emphasizing it’s an important claim requirement. That’s why you should consider working with personal injury attorneys in Philadelphia, PA who can handle talks with an insurance company and fight for your rights. Your attorney what you can and cannot do when handling your injury claim.
Refuse Requests for a Recorded Statement
Insurance companies will want to obtain a recorded statement, hoping to get information that can be used against you. Soon after your accident, an insurance party may call you to ask for information about the accident. They may tell they urgently need a recorded statement from you. However, you do not have a legal obligation to provide it to the company.
Insurance providers prefer recorded statements because it’s often faster than writing down statements. But if you make a recorded statement, you may do so quickly, making it possible to make mistakes or give information that can hurt your case.
Keep in mind that insurers always look for mistakes in your statements, including deviation from previous statements regarding the accident, inconsistencies in the details about your injuries, and general demeanor. Once they find an issue in your story and get it recorded, the company will use this tor tr to lower your possible payout or even deny your claim altogether.
Important Things You Should Do
To increase your chances of a successful claim, get in touch with an experienced personal injury attorney as soon as possible. As you work with a lawyer, a law expert advocates for you as well as handles all communications and negotiations with the insurance company. If you have to give an account of the accident to an insurer, your attorney will advise you to make it clear that you don’t want the insurance adjuster to record your interview with them. Also, you should stick to the facts of your case. Never assume anything or speculate on what you believed had taken place.
Moreover, you need to stay calm and polite with the adjuster, no matter how imitating they can be. Keep in mind that the insurance company they work for will pay out your claim, so it is best to try to get along with the adjuster.
